If you have lived in your home more than a few years,
chances are it's value has increased enough to pay for those upgrades you have been wanting. Not only that, but after you remodel,
your home will be worth MORE than it is now.
If you want to upgrade, you have a couple of choices. You could sell your house while the market is high, but then you have to buy another house (while the prices are high).
A popular option is to use your equity to remodel your existing home and get that new kitchen, bathroom, or addition you have been wanting!
You could fix up your home to sell it, or fix it up to ENJOY IT, and let your home's equity pay for it!